The One-Time Close Construction Loan

You Have Options

  • You choose a standard mortgage – FHA, VA, or Conventional
  • You choose your Builder (no self-builds)
  • You choose your Home Plans
  • You choose your Lot/Land
  • You can include Lot/Land in the loan
  • Owned Lot/Land value applied toward down payment
  • Program available for new construction and renovations
  • Builder fees can be included in the loan
  • Extended rate locks up to 5 months

One Day Turn Around

Qualification takes less than 10 Minutes

Call (888) 594-5799

One-Time Close Benefits
New Construction

  • Down Payment

    Options start at 0% and 3.5%
    down payment

  • Mortgage Options

    FHA, VA, and Conventional

  • Financing

    One Approval, One Loan

  • Closing

    One Closing, One Set of Closing Cost
    In advance of build

  • Builder

    Your Choice (No Self Builds Allowed)

  • Land/Lot

    Your Choice

  • House Plans

    Your Choice

  • Land/Lot Financing

    Can be financed in

  • Land/Lot Value

    Owned land/lot value applies toward
    down payment

  • Appraisal

    Single appraisal of house plans, in
    advance of build

  • First Payment

    After home is completed

  • Fixed Rates

    10, 15, 20, & 30 Year Fixed Rates

What Home BuildFixBuy.com Give You?

Build Your Home Now !
Don’t wait/save for a large down payment construction loan. Build your home now with only a standard mortgage you are familiar with.

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Eliminate Unnecessary Cost
Don’t pay closing cost twice for one home. With OTC, close one standard loan and pay one set of closing cost.

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Avoid Unnecessary Risk
Don’t risk the uncertainty of two qualifications and appraisals. With OTC, loan approval and house plan appraisal occur before the build.

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What Our Customers Say

Testimonial 1

“I hardly believed my loan officer when he explained that I could build my dream home from the ground up with the same FHA mortgage I used to purchase my first home. It was a no-brainer, build my dream home right now with a 3.5% down payment or save for years until I could afford a regular construction loan, if ever. So happy I found about this loan and so happy with my new home.”
BuildFixBuy.com
2016-06-08T16:52:36+00:00
“I hardly believed my loan officer when he explained that I could build my dream home from the ground up with the same FHA mortgage I used to purchase my first home. It was a no-brainer, build my dream home right now with a 3.5% down payment or save for years until I could afford a regular construction loan, if ever. So happy I found about this loan and so happy with my new home.”

Testimonial 2

“I had been sitting on a couple acres of land for years, thinking I’d probably never be able to afford to build the home my family deserved on it.  When I heard about this one-time close loan, it changed or lives.  The value of our land was enough that we didn’t even have to come up with a down payment.  We love our new home and are so thankful we found out about this opportunity.  We’re truly blessed. "
BuildFixBuy.com
2016-06-08T16:52:38+00:00
“I had been sitting on a couple acres of land for years, thinking I’d probably never be able to afford to build the home my family deserved on it.  When I heard about this one-time close loan, it changed or lives.  The value of our land was enough that we didn’t even have to come up with a down payment.  We love our new home and are so thankful we found out about this opportunity.  We’re truly blessed. "

Testimonial 3

“I never dreamed I would be able to own a home like this!  The One-Time Close loanallowed me to purchase a home AND renovate the home to our specifications.  I’m forever grateful. Finding this loan and this company was a dream come true… literally! Thanks for making this possible and walking me through every stage of the process.”
BuildFixBuy.com
2016-06-08T16:52:41+00:00
“I never dreamed I would be able to own a home like this!  The One-Time Close loanallowed me to purchase a home AND renovate the home to our specifications.  I’m forever grateful. Finding this loan and this company was a dream come true… literally! Thanks for making this possible and walking me through every stage of the process.”
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BuildFixBuy.com
Are you purchasing a home that needs renovations or thinking about remodeling your current home? The OTC Construction Loan works for renovation/remodel also!!!